TOTAL COST OF COLLEGE

In State vs. Out of State

Public schools often have different costs depending on where you live. For a state school, there is usually an “In State” and “Out of State” price that is listed. If you are a resident of the state that the school is located, you get to pay the “In State” price, which can be thousands of dollars cheaper than the “Out of State” price.

Community Colleges can have three tiers of costs depending on where you live. If you live in the district that is supported by that community college you get the “In District” price. If you live in the state that is supported by that community college, you get the “In State” price. Finally, if you do not live in the state that the community college is located you often have to pay the much higher “Out of State” price.

Private schools do not often have tiered systems for tuition. This means that most people will have to fund one full price for tuition determined by that institution.

On Campus/Off Campus/Commuter

Title IV colleges are required to provide an estimated total price for students who live on campus, off campus, and off campus with family. This is to help you get a grasp of the total annual cost of attending a college including housing and other living expenses.

On Campus

This is the traditional college experience where one lives in a dormitory or other university provided housing. This often includes other expenses such as a meal plan, books, and supplies.

Off Campus Without Family

This is meant to give the estimated cost of attending a college and living in private housing that is not college affiliated. It often takes into account local real estate prices around the college. This often includes other expenses such as a meal plan, books, and supplies.

Off Campus With Family (Commuter)

This is usually cheaper because it assumes you are not paying rent to a family member. This also often takes into account typical commuter costs associated with the college. Off Campus With Family tends to includes estimated travel expenses to commute to the college as well.